Cheaper California Homeowners' Insurance Rates -- Smart Tips To Pay A Lot Less

With the right advice you'll get more affordable California home owners insurance rates for sufficient coverage. However, if you have the wrong advice, although you may still save, it will be by sacrificing the level of coverage you get. Here are some proven ways to pay far less without putting yourself at risk...

1. Ensure that the exterior of your house is fire-safe and your premium will be cheaper. Do you have things that could easily aid combustion near your house? They'll make you get higher rates. Even though cutting bushes around your home looks mundane, you'll get lower rates if you do keep them at a distance of at least ten feet from your building. Fire-safety is a major factor that determines how much or little you your rate will be.

2. You'll get cheaper rates if you have motion-sensitive lighting for your home's exterior. Burglars will avoid any place where their movement will be easily noticed. And motion-sensitive lighting does just that. Your rate will be lower once you've lowered your home's risk of burglary with such lighting.

3. Dead-bolt locks on every exterior door will help you attract a cheaper rate. It's harder for burglars to break into homes that have these locks. And as you know, the less the risk of burglary in a house, the cheaper premiums it will get.

4. You can get lower quotes on California homeowners' insurance now by visiting at least five insurance quotes sites. Each site will require about 5 minutes or less to request quotes. (Some people fill in information that is not really correct about themselves. That is NOT smart since the quotes you'll get this way won't be of any use to you). You'll simply pick the best California homeowners insurance quote for you from the list of quotes you've obtained. That's all there is to it. But you could get savings hundreds of dollars.

Get your california home insurance quotes and save
Lower your california home insurance premium Now and Save