REDUCE YOUR CALIFORNIA HOME INSURANCE RATE COMPARE AND SAVE NOW
Sunday, September 20, 2009
Cheap California Home Owner Insurance Quotes -- The Following Savings Tips Are Guaranteed
How far have you gone in ensuring you get the lowest California home owner insurance insurance rates? Did you just give up after using the few recommendations you got then? Are you quite certain you've exhausted all the ways there are to massive savings? I have many more time-tested tips here...
1. Ensure you have fire extinguishers in your house at important points or near all fire sources. Your kitchen is one important place to have one or more working fire extinguishers. You must also ensure that it's adequate for your type and size of kitchen.
A fire extinguisher is only beneficial if it can be reached and also works properly. So ensure that it's in its best condition and within easy reach. Doing this will help you reduce your premiums.
2. Your premium will be cheaper if you maintain your home. Check for dead limbs on trees on your property. Do every thing possible to quickly fix anything that could cause injury to anybody on your property. You'll be saving yourself a lot on home insurance in future by doing this.
3. Don't insure your house along with the land it is built on as this will cost you more but very unnecessary. A good number of people spend much more than they should on home insurance due to this mistake. You have made same mistake if you insured your home for the cost you bought it without finding out the cost of the land it is built on and deducting it.
For those who have mistakenly done this, call your agent and go through your California home owners insurance insurance coverage again. Subtract the value of your land and use only the cost of your house and its contents.
Your rate will be less and you'll still have adequate coverage if you do this right. No matter what you do and who you meet, don't forget that the only things you insure are things that can be lost or destroyed and your land is not one of such.
4. A swimming pool is definitely one of those things that makes it a dream home. But do you appreciate that it increases your premium substantially especially if you don't take necessary safety measures?
While I won't tell you to NOT have a swimming pool on your property, make sure you take all needed safety measures. Doing the contrary will make you pay far higher premiums.
5. Make out some time to visit at least five insurance quotes sites that provide quotes on home insurance policies. Doing this will require not more than 25 minutes. While you visit each quotes site, make sure you give the same details. Doing otherwise will give you misleading results. After you've received your home insurance quotes, compare them to determine which serves your interest best in price/value.
Get your california home insurance quotes and save
Lower your california home insurance premium Now and Save
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