Cheaper California Homeowners' Insurance Rates -- Smart Ways To Pay A Lot Less

You will easily pay less for adequate California homeowner insurance coverage if you get and use the right advice. But also bear in mind that you could save if you use the wrong tips. The only thing is that you will be compromised in the quality of coverage you'll enjoy. Here are some proven ways to get cheaper rates without opting for inadequate coverage...

1. Make the exterior of your home fire-safe and you'll bring down your California homeowners insurance rate. Having things that are very inflammable or that help combustion around your dwelling will make you pay higher rates. Bushes around your home should be cut and maintained at a distance of at least ten feet from your building. This is because how fire-safe a house is goes a long way in shaping what it will cost to insure it.

2. You'll also enjoy a discount if you have motion-sensitive lighting in your home. Burglars will avoid any place where their movement will be easily observed. And motion-sensitive lighting does this precisely. The risk of burglary is a key factor in calculating a home's risk to an insurance company and, consequently, your rate.

3. Make sure each door that leads outside has dead-bolt locks. It's harder for burglars to operate in homes that have such locks. And as you know, the less the risk of burglary in a house, the cheaper premiums it will draw.

4. You might save several hundreds of dollars by just obtaining and comparing quotes from not less than five insurance quotes sites. And, it will take you only a total of 25 minutes.

Get your california home insurance quotes and save
Lower your california home insurance premium Now and Save